Skip-A-Pay
Campaign Target
Members with an existing loan with Beach Municipal, are in good standing, and whose loans closed BEFORE August 2026.
*** Please encourage members to use the QR code and fill out the application online. The online option offers Bridgette easy tracking and management. *******
*** The QR code is found on the paper application. ***
Campaign Timeframe
- November 1 - December 18
- Mailers will begin going out the week of October 19. Based on experience, we anticipate receiving the forms shortly thereafter.
Skip-A-Pay Assets
- Skip-A-Payment Flyer 2026
- Skip-A-Payment Direct Link to form
- Skip-A-Payment Email - scheduled for October 18 and the beginning of December.
Details
- Direct mailers and emails are sent to certain members inviting them to skip either their December 2026 or January 2027 payments.
- They may skip a payment on more than one loan. The fee per loan is $20.00, and a portion of this fee will be donated to a city or school-based organization.
- The deadline to skip the December payment is November 20th, while requests for January skips are due by December 18th. Bridgette may occasionally accept forms after these due dates, but it is entirely at her discretion.
- To apply, members should complete the bottom portion of the mailer or the online application found here.
- Members, particularly those who didn’t receive an invitation, often ask about the mailers. In these cases, please provide the member with a paper form. Extras will be available in both branches, Collections, and at Reception.
Eligibility Criteria for Skip-a-Pay Offer
- Invitations are only sent to members in good standing with loans originated before August 1, 2026.
- This offer does not apply to First Mortgages, Workout Loans, or Credit Cards.
- Certain loans may require additional disclosures, resulting in a 45-day waiting period. Consequently, those loans would be eligible to skip their January 2027 payment only.
- Members with Guaranteed Asset Protection (GAP) should be aware that skipping more than two payments during the life of their insured vehicle loan may impact GAP insurance claims.
Cross-Sell Tracking
- Members are loaded in Cross Sell.
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