Skip-A-Pay

Authored By: Amy Mallinson on 10/22/2025

Members with an existing loan with Beach Municipal, are in good standing, and whose loans closed BEFORE August 2025.

November 1 - December 19
Mailers will begin going out the week of October 27. Based on experience, we anticipate receiving the forms shortly thereafter.

Skip-A-Pay Flyer 2025
Skip-A-Pay Direct Link to form — This year's important addition is an online form similar to the Balance Transfer. However, the Online Form Link will be available only to members who receive the email. The page is private and can’t be accessed without the direct link—it will not appear in search results or site navigation.
Skip-A-Pay Emails — scheduled for November 1 and the beginning of December.

Direct mailers and emails are sent to certain members inviting them to skip either their December 2025 or January 2026 payments.
They may skip a payment on more than one loan. The fee per loan is $20.00, and a portion of this fee will be donated to a city or school-based organization.
The deadline to skip the December payment is November 21st, while requests for January skips are due by December 19th. Bridgette may occasionally accept forms after these due dates, but it is entirely at her discretion.
To apply, members should complete the bottom portion of the mailer or the online application found here.
Members, particularly those who didn’t receive an invitation, often ask about the mailers. In these cases, please provide the member with a paper form. Extras will be available in both branches, Collections, and at Reception.

Invitations are only sent to members in good standing with loans originated before August 1, 2025.
This offer does not apply to First Mortgages, Workout Loans, or Credit Cards.
Certain loans may require additional disclosures, resulting in a 45-day waiting period. Consequently, those loans would be eligible to skip their January 2026 payment only.
Members with Guaranteed Asset Protection (GAP) should be aware that skipping more than two payments during the life of their insured vehicle loan may impact GAP insurance claims.

In previous years, we tried tracking submissions through Cross Sell; however, this method has not been effective, so we will not be using it this year.