All About Me
All About Me Marketing Assets
Parameters
- Base account that establishes membership and represents a member’s partial ownership interest in the Credit Union.
- Open to all members ages 18-30.
- Portico suffix — 07
- $5 par share
- $1 membership fee.
- Current Pipeline members receive a letter before their 18th birthday informing them their teen club account will convert to an All About Me account upon eligibility. If they do not wish to have an All About Me and would prefer a regular share account, they will be asked to contact the Credit Union. Otherwise, we will convert the account on their birthday.
- Approximately one month before the member’s 31st birthday, they will receive a letter informing them their 07 AAM account will convert to a regular 01 Share account.
Features
- Accounts permitted all Credit Union services as permitted by law and/or policy.
- Complimentary $1,000 Trustage AD&D Insurance coverage.
- No monthly service fee — as long as the account is not dormant.
- Shares are federally insured by NCUA to at least $250,000.
- Based on lifestyle, not age:
- Dawn Patrol — Off to college. Do you know how to handle that first credit card or know how to avoid the paying-for-college-potholes?
- Testing the Waters — Growing Up, Moving Out. It's time to start adulting. You get your first real job, your first real car and your own place to live. So how do you handle all the bills that go with being out on your own?
- Taking the Plunge — Life as a Couple. Have you considered what getting married can do to your credit score? Do you know what it takes to buy a home? How much do children actually cost, anyway?
- Endless Summer — Looking to the Future. It may seem like a lifetime away, but retirement will be here before you know it. Do you know what you'll need to live comfortably? What about caring for your own aging parents or supporting your children in adulthood?
Benefits
- All AAM members receive three Passes
- Do Over Pass — entitles the member to a refund of one Debit Card replacement fee
- Credit Card Oops — refunds the member one late payment fee
- Gimme Pass — refunds one ACH/NSF or one ACH Stop payment fee
- These passes may be redeemed should they accrue a fee, and the fee will be reversed upon redemption.
- The passes are non-transferable, non-replaceable and expire when the member's account is converted to a regular 01 share on their 31st birthday.
- Monthly eNewsletters sent to all AAM members; also available on our website.
- Beach Municipal FCU Education Scholarship, additional scholarship resources
- Sallie Mae Student Loans
- Take Charge Secured Credit Card
- Financial education that targets their specific situation, such as:
- Good To Know Tax Planning Basics
- Career Planning
- How Does A Marriage Affect My Insurance Needs?
- Six Tips For Paying For College
- Is Budgeting Really Worth It?
- Leaving Your Job For A New Opportunity
Cross Sell
- Talking Points — This program is designed to help our members navigate the waters as they grow up and move out on their own.
- Opportunity Box Code/Name — AAM | All About Me
- Referrals — assign to Member Services at applicable branch
Contact Manager
- N/A
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